That is my want for today. Bills (electric, phone, cars, groceries, house etc.) all come in and I know I will never get out away from having some bills but I dream about being debt free - house and all. No longer do I want the fancy house (too big to clean anyway), or fancy car (insurance will go up)...all I want is to save money and pay off bills. Maybe I'm getting old, maybe I'm just maturing but whatever it is this is now my dream.
I still occasionally dream about winning the lottery and paying everyones' bills off and taking luxury vacations with the entire family but those are less frequent than before. Now I dream about writing the last check on our cars (which will come in less than 3 years) or screaming debt free on the Dave Ramsey's radio show. I don't think it is the economy as a whole that has pushed me this way because my views have been changing for several years now. It is just the fact that now I have to work, put up with all kinds of crap and there is nothing I can do about it. But if you are debt free, you don't have to or at least not as much. Or worry about being laid off, replaced or worse fired. Those are fears many of us have including me.
I guess it is true, you are slave to the lender when you have bills and Dave Ramsey always says he has never seen a house repossessed with a paid off mortgage. It is just very hard to get there, always uphill both ways but I'm sure it can be done. Others have won the battle so I will continue to press on as I get closer to the goal each time I pay off a little more of our bills.
New television program idea and maybe new column...
Wouldn't it be neat if there was a television show on where a woman worked at a radio station and each day she answered a different "Have ya ever" question to her listeners? So many topics you could use like "Have ya ever wanted to be rich?" or "Have ya ever wanted to tell your boss off?" Topics would be endless. Her callers could call with this life stories letting her know she wasn't the only one or even scarier maybe she was on this Have ya ever.
My "Have ya ever" topic for today will be...
Have ya ever wished there were more hours in the day? My day is filled with work, children, husband, bills and friends. And in a few short days graduate school as well. I would long to elongate my days so I can fill more successful and productive. No matter what I fill my day with whether it be spending time with the kids (at home, dance team or trying to make it to a Quick Recall event) or working extra it never seems to be enough.
Time slips by so quickly. Next month my daughter will be sweet 16! I want to stop the clock...it isn't time for her to be 16, I haven't had enough time with her and now she is going to start dating? I want her pig tails, overall dresses and shiny little shoes back as well. My son is growing up too, no more does he want the stuff animals or tons of hugs. Now it is video games and spending time with Dad. Thank goodness he is only 9, he still requests me for prayer and homework. But how long will that last?
So Have ya ever wished there was more hours in the day?
My "Have ya ever" topic for today will be...
Have ya ever wished there were more hours in the day? My day is filled with work, children, husband, bills and friends. And in a few short days graduate school as well. I would long to elongate my days so I can fill more successful and productive. No matter what I fill my day with whether it be spending time with the kids (at home, dance team or trying to make it to a Quick Recall event) or working extra it never seems to be enough.
Time slips by so quickly. Next month my daughter will be sweet 16! I want to stop the clock...it isn't time for her to be 16, I haven't had enough time with her and now she is going to start dating? I want her pig tails, overall dresses and shiny little shoes back as well. My son is growing up too, no more does he want the stuff animals or tons of hugs. Now it is video games and spending time with Dad. Thank goodness he is only 9, he still requests me for prayer and homework. But how long will that last?
So Have ya ever wished there was more hours in the day?
Commercials, scams and ambulance chancers posing as lawyers!
As I was working from home today I had the television on just for some noise. Being used to a house filled with two kids, a husband and our dog it is just not normal without loud shreaks and people talking. I think it would have been better in silence versus what I heard for the three hours it was on filling my air with nosense and scams.
Commercial after commercial was directed after the poor, down and out or the disabled. Offering everything from assistance for free mobility chairs to lawyers offering their own doctors for car accident victims. Remember they don't get paid unless you settle your claim. These ads were repeated over and over again driving me insane. They werne't selling a product they were roping in disabled people or men/women who have been in an acccident and need help. Real help, not the ambulance chasers that are on the television. If they aren't ambulance chasers they seem to come across that way with all their advertising.
I hope that the people who are watching these ads research these firms and companies before buying their product or services. I would hate for someone to get ripped off thinking that they are really doing the work for the best interest of the client. Advertising dollars don't come cheap so they are making money somewhere and it is probably off your reward from the insurance company.
Commercial after commercial was directed after the poor, down and out or the disabled. Offering everything from assistance for free mobility chairs to lawyers offering their own doctors for car accident victims. Remember they don't get paid unless you settle your claim. These ads were repeated over and over again driving me insane. They werne't selling a product they were roping in disabled people or men/women who have been in an acccident and need help. Real help, not the ambulance chasers that are on the television. If they aren't ambulance chasers they seem to come across that way with all their advertising.
I hope that the people who are watching these ads research these firms and companies before buying their product or services. I would hate for someone to get ripped off thinking that they are really doing the work for the best interest of the client. Advertising dollars don't come cheap so they are making money somewhere and it is probably off your reward from the insurance company.
Selling land near the Kentucky Speedway
You wouldn't think selling 3 acres of beautiful vacant land would be so hard. I guess its the economy but now is the time to buy not to sell. I've reduced the price to $18,500, I hope that helps. Trying to find someone who sees the beauty and invest in it is probably the hardest part of this process...that and not having it in my investment portofolio anymore.
I've posted it on craig's list...http://louisville.craigslist.org/reo/1000122661.html
Why is this so hard?
I've posted it on craig's list...http://louisville.craigslist.org/reo/1000122661.html
Why is this so hard?
Is it Spamming or is it posting your opinion or expertise?
As a long time member of Helium.com and an author who has been published in travel and wedding magazines I have to say the select few who are calling Helium authors "Spammers" on sites like www.reddit.com are incorrect. I agree some authors try to put their whole portfolio on this site, which isn't the best idea. But for those of us who post only an article or two a day, this isn't spamming it is called posting.
Getting traffic to any site is the goal today for many writers. Like with this blog, the more traffic the better I feel and more money I hope to earn. How would it be wrong to want people to check out my articles on Helium, reddit or other sites? Everyone is looking for something from these articles whether it be traffic, money or recognition.
Getting traffic to any site is the goal today for many writers. Like with this blog, the more traffic the better I feel and more money I hope to earn. How would it be wrong to want people to check out my articles on Helium, reddit or other sites? Everyone is looking for something from these articles whether it be traffic, money or recognition.
President Barack Obama's view on abortion
President Barack Obama's view on abortion
According to CNN.com and Whitehouse.gov, President Barack Obama reversed the decision not to support funding for abortions here and abroad. This decision gives our tax money back to the clinics and doctors' that perform these abortion functions and promotions of abortions as an option. Abortion is legal in the United States but tax payers should not have to fund these options.
For the last eight years former President George W. Bush withheld funds from UNFPA, The UN Fund Population Fund but Obama has restored it with a signature. This decision is given as a way of preventing unwanted pregnancies and to reduce abortions globally. How can you reduce abortions if you are financing the promotion of them? How can you reduce abortion if you are financially funding the clinics that perform them here and abroad? Marketing and financial support will not reduce the use of abortions and it will not promote better sex practices. It will only give women a way out if they find themselves pregnant. We wouldn't support pregnant women killing their children once they are born, we shouldn't finance a way for them to do it while in the womb.
Globally this sends a message of support for the promotion and financing of abortions. Promoting abortions and having the US tax payer pay the tab is wrong on many different levels. To increase the way of life, sexual decisions and habits wouldn't it be better to get to the root of the problem than give women a temporary solution? Providing education about sex before marriage, prevention techniques and financial support for family units is a much better place to spend our tax dollars than abortion clinics worldwide.
The topic of abortion is a controversial one that Roe vs. Wade has not calmed in over three decades. It is played out in churches, politics and within families every day in every state, country or republic. What you choose to believe right or wrong is a personal choice but President Obama choosing to fund such activities is appalling. President Obama ran as a Christian in his campaign but it is very hard to see those traits when he chooses to support murder in the womb.
Everyone has choices to make during their lifetime. It is not our place to judge others for their decisions but it is wrong to use our tax money to pay for someone else's choices. Politicians need to take a stance against this reversal of funding. If they do not take a stance on the funding of abortion what will our hard earned money be spent next?
According to CNN.com and Whitehouse.gov, President Barack Obama reversed the decision not to support funding for abortions here and abroad. This decision gives our tax money back to the clinics and doctors' that perform these abortion functions and promotions of abortions as an option. Abortion is legal in the United States but tax payers should not have to fund these options.
For the last eight years former President George W. Bush withheld funds from UNFPA, The UN Fund Population Fund but Obama has restored it with a signature. This decision is given as a way of preventing unwanted pregnancies and to reduce abortions globally. How can you reduce abortions if you are financing the promotion of them? How can you reduce abortion if you are financially funding the clinics that perform them here and abroad? Marketing and financial support will not reduce the use of abortions and it will not promote better sex practices. It will only give women a way out if they find themselves pregnant. We wouldn't support pregnant women killing their children once they are born, we shouldn't finance a way for them to do it while in the womb.
Globally this sends a message of support for the promotion and financing of abortions. Promoting abortions and having the US tax payer pay the tab is wrong on many different levels. To increase the way of life, sexual decisions and habits wouldn't it be better to get to the root of the problem than give women a temporary solution? Providing education about sex before marriage, prevention techniques and financial support for family units is a much better place to spend our tax dollars than abortion clinics worldwide.
The topic of abortion is a controversial one that Roe vs. Wade has not calmed in over three decades. It is played out in churches, politics and within families every day in every state, country or republic. What you choose to believe right or wrong is a personal choice but President Obama choosing to fund such activities is appalling. President Obama ran as a Christian in his campaign but it is very hard to see those traits when he chooses to support murder in the womb.
Everyone has choices to make during their lifetime. It is not our place to judge others for their decisions but it is wrong to use our tax money to pay for someone else's choices. Politicians need to take a stance against this reversal of funding. If they do not take a stance on the funding of abortion what will our hard earned money be spent next?
Struggling with the economy, layoffs and other worries hitting families today
Yesterday was a day filled with excitement, joy and history in the making. But today many people have awoken to the same fears, doubts and stress that they had before where their bank account is concerned. No matter if you are a Democrat or a Republican the bills still have to be paid, the kids still need to be fed and hard decisions are starting to hit American families at home. The news isn’t about some place far away anymore; it is about us, our friends and our family members.
Layoffs are happening at an excessive rate raising the stress level for employees all across the globe. Rumor mills at work make it difficult to concentrate as the rumors become reality. In this current economic climate it doesn’t matter whether you are a hard worker or the length of time you’ve spent in your current position. It comes down to dollars and cents. Taking the layoffs personally would be wrong unless you are a poor employee, especially since it is hitting across the board. Warehouse employees, auto part plants, high level executives and middle management are all feeling the pinch within this economy.
Reducing stress in times like this is very hard. We struggle with guilt, depression and loss of material items that took so long to accumulate. All of these emotions snow balling into a bigger problem that loosing ones job. We need to do our best as families to support one another, help each other out and get through these tough times. To achieve this it will take stepping back and realizing that the accumulation of personal items is what has gotten us into this mess. Prioritizing our lives to put the most important things at the top will help each of us keep our judgments clear. Family, friends and time spent should be foundation of every ones lives. Luckily for all of us these items don’t cost a thing or if they do a very small portion of our budget. Send a letter, call a friend or spending time with your children are all activities to reduce stress and lift your spirits.
Times like these are also wonderful for getting back to your spiritual center. God is there even though many of us haven’t had time for him during the good times. He will take all of us back if we just go and ask. He loves us and our relationship with him will be there whether there is money in the bank or not. He doesn’t care what car we drive, what neighborhood we live in or how many pairs of shoes we own. He only cares for our heart and whether we allow him inside.
Stressing over the little things will not get any of us anywhere. We need to create a plan, put our prioritizing our lives and live for a bigger purpose than our own.
Layoffs are happening at an excessive rate raising the stress level for employees all across the globe. Rumor mills at work make it difficult to concentrate as the rumors become reality. In this current economic climate it doesn’t matter whether you are a hard worker or the length of time you’ve spent in your current position. It comes down to dollars and cents. Taking the layoffs personally would be wrong unless you are a poor employee, especially since it is hitting across the board. Warehouse employees, auto part plants, high level executives and middle management are all feeling the pinch within this economy.
Reducing stress in times like this is very hard. We struggle with guilt, depression and loss of material items that took so long to accumulate. All of these emotions snow balling into a bigger problem that loosing ones job. We need to do our best as families to support one another, help each other out and get through these tough times. To achieve this it will take stepping back and realizing that the accumulation of personal items is what has gotten us into this mess. Prioritizing our lives to put the most important things at the top will help each of us keep our judgments clear. Family, friends and time spent should be foundation of every ones lives. Luckily for all of us these items don’t cost a thing or if they do a very small portion of our budget. Send a letter, call a friend or spending time with your children are all activities to reduce stress and lift your spirits.
Times like these are also wonderful for getting back to your spiritual center. God is there even though many of us haven’t had time for him during the good times. He will take all of us back if we just go and ask. He loves us and our relationship with him will be there whether there is money in the bank or not. He doesn’t care what car we drive, what neighborhood we live in or how many pairs of shoes we own. He only cares for our heart and whether we allow him inside.
Stressing over the little things will not get any of us anywhere. We need to create a plan, put our prioritizing our lives and live for a bigger purpose than our own.
Going back to school in this economy?
That is the debate today. Should I go back? or should I keep my focus at home?
Going back to school for a Master Degree in Business will hopefully help my bottom line, accelerate me in my career and give me some stability in this horrible market. But going back means giving up time with my family and friends. Cutting back is easier when you stay focused on cutting coupons, grocery shopping weekly and doing your bills on time. That is my fear, that by going back to school I will loose focus on the financial decisions I need to be on top of here at home.
The other pressing question with so many people loosing their top level jobs, great incomes and fancy offices is pursuing a MBA a good thing right now or will I be competing against a slew of other people in the job market all looking for the same thing? Decisions, Decisions? With many it is the fear of can they handle the workload but my fear is bigger than the coursework. I know from going to school for my Bachelor degree while raising a family that I can handle the workload put forth as long as I put my mind to it. My fear is the economy, available jobs and whether the degree makes a difference in my future.
If you listen to the news online you will see a world falling apart, and if you ask a college recruiter the world is your oyster so which is true? Is the sky falling or just opening up to the right people, companies and decisions?
Going back to school for a Master Degree in Business will hopefully help my bottom line, accelerate me in my career and give me some stability in this horrible market. But going back means giving up time with my family and friends. Cutting back is easier when you stay focused on cutting coupons, grocery shopping weekly and doing your bills on time. That is my fear, that by going back to school I will loose focus on the financial decisions I need to be on top of here at home.
The other pressing question with so many people loosing their top level jobs, great incomes and fancy offices is pursuing a MBA a good thing right now or will I be competing against a slew of other people in the job market all looking for the same thing? Decisions, Decisions? With many it is the fear of can they handle the workload but my fear is bigger than the coursework. I know from going to school for my Bachelor degree while raising a family that I can handle the workload put forth as long as I put my mind to it. My fear is the economy, available jobs and whether the degree makes a difference in my future.
If you listen to the news online you will see a world falling apart, and if you ask a college recruiter the world is your oyster so which is true? Is the sky falling or just opening up to the right people, companies and decisions?
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